What is Electronic Funds Transfer (EFT)?

When paying by check, we use information on the check and "convert" the check to an electronic transaction based on that information. Electronic transactions are more efficiently processed than paper checks. Since the payment is processed as an electronic transaction, it may be listed in the section of your bank statement with other electronic debits. For the customer's protection the original check is destroyed, the customer through their bank may request copies of checks.

What is EMV?

EMV is an abbreviation for Europay, Mastercard and Visa, the three organizations that developed the initial specifications. EMV is a standard for smart card payments and acceptance devices. EMV chip cards contain embedded microprocessors that provide strong transaction security features and other application capabilities not possible with traditional magnetic stripe cards. Today, EMVCo manages, maintains and enhances the specifications. EMVCo is owned by American Express, Discover, JCB, MasterCard, UnionPay, and Visa. Currently, less than 30% of the payment terminals in the US accept EMV Chip cards even though the standard was implemented in October 2015. Save Mart is happy to be an early adopter as one of the many ways we are striving to absolutely ensure the security of our customer’s data.

What Forms of Payment do you accept?

Apple Pay, Android Wallet, Samsung Wallet, and tap-and-pay cards along with traditional payments methods in all our stores is intended to give our customers choices, convenience and confidence that we hold their security is top of mind for us